Issues to Consider When Offering Self-Funded Health Plan Options to Different Employee Job Functions

Date:  Wednesday, January 21

Time:  1:00 - 3:00 pm EST

Length:  Approximately 2 hours

Cost:  $199.99 for the live webinar and the recorded podcast for future listening. 

Description

The latest round of plan enrollments generated numerous questions to the SPBA office about offering varying plan options to different classes of employees.  Some employers expanded their offerings to bring in employees who had not been invited to participate before.  The variations in these new offerings presented challenges in complying with IRS nondiscrimination rules (IRC section 105(h)).  This webinar will review the IRC section 105(h) nondiscrimination rules and discuss design issues that are potentially problematic.

Speaker: Ashley Gillihan, Alston & Bird, the author of the SPBA Instruction Manual on Pay or Play.

Learning Objective     

Determine whether or not your plans are compliant with IRS Nondiscrimination Rules

Some of the Questions that will be Addressed during the Webinar

If all full-time employees are eligible for the same self-funded employer-sponsored health plan options, will the plan be compliant with IRC section 105(h) nondiscrimination rules?

If an employer classifies employees as Exempt and non-Exempt, can different contribution levels be offered to these classes as long as the actual benefits covered are the same? 

Can different contribution strategies be offered to union vs. non-union employees?

If all full-time employees are offered the same benefits, can waiting periods differ for some employees?

An employer wants to continue to offer coverage to those spouses already on the plan, but not allow more spouses to enroll?

Benefits will remain the same for those already on the plan, but for new hires, a different benefit package will be offered.  Is this permissible?

Who Should Attend

Direct employees of SPBA member TPA firms and Service Partners should attend.

Cost

The cost will be $199.99 per location for the live webinar and the podcast.  You may have as many people as can fit in a room, hear a conference call and see a computer screen for the live webinar.  

Please note:  Any transmission or re-transmission of this event to additional sites/rooms by any means including but not limited to the use of a telephone conference bridge whether or not owned by the registrant is strictly prohibited.            

Technical Notes

Technical Warning One - Once you have registered you will need to tell your technical people to set your firewalls to accept email from two different email addresses:  support@peachnewmedia.com and epilgrim@peachnewmedia.com.  Confirmation emails and reminders will be sent from these two different emails.

Technical Warning Two – Freestone is the platform used to stream the webinar.  In the event that polling questions are incorporated into the webinar, please ensure that your pop-up blocker is turned off or adjusted so that they are able to appear.

Webinar Recorded for Future Listening